If a family member or friend wants to buy a house or car, or take out a personal loan, but doesn’t have enough income or a high enough credit score to qualify, he or she may ask you to cosign the loan. The lender will consider the income and debts of both applicants when deciding […]
Why You Shouldn’t Make Homebuying Decisions Based on Emotion
When looking for a new place to call home, it’s natural to feel emotional. You may be thinking about watching your kids grow up in a new house or reminiscing about the home where you grew up. It’s important that you not let emotions cloud your judgment when making a major decision, such as which […]
Pros and Cons of Smart Appliances
Smart appliances can make life easier and more convenient. Since the technology is relatively new, many manufacturers are still working out problems and resolving glitches. Before you purchase a smart appliance, it’s important to understand what they have to offer and to be aware of potential pitfalls. Popular Smart AppliancesA smart refrigerator can make grocery […]
Should You Cut Down a Tree in Your Yard?
Trees can make your yard attractive and provide valuable shade. They can also cause serious damage and injuries in some circumstances. Here are some things to consider if you’re thinking about cutting down a tree. SafetyTree branches can fall on houses and cars, causing serious property damage, severe injuries and even death. If a tree […]
When to Walk Away From a House You Wanted to Buy
You think that you have found the perfect house, but you may have to walk away for some reason. You may learn new information that causes you to rethink your decision or your circumstances may change. Problems With the HouseA home inspector may discover serious problems, such as large cracks in the foundation or widespread […]